Products

AutoGuard® GAP

OVERVIEW

Protection from Additional Out-of-Pocket Costs After a Total Loss

Cover the difference between what you've lost and what you owe.

AutoGuard® Guaranteed Asset Protection (GAP) helps protect customers unexpected costs from a vehicle's total loss via accident or theft. GAP covers the difference between the insurance settlement — paid out in actual cash value — and the remaining loan or lease balance, saving customers from an additional financial blow that is often a significant out-of-pocket expense and sometimes puts the purchase of a replacement vehicle out of reach.

PROGRAM HIGHLIGHTS

Cover the Gap. Build Customer Confidence.

Provides Flexible Coverage

Available for both loan and lease vehicles, with available terms of up to 96 months.

Protects to Six Figures

Eligibility for new and used vehicles with original financed amounts of up to $125,000.

Preserves Credit Rating

Covers loan deficiency caused by your auto insurance deductible by up to $1,000.

Bridge the Gap Between Loss and Loyalty

 

AutoGuard® GAP not only protects customers from unexpected financial risk, it builds stronger relationships, boosts customer satisfaction, and creates lasting loyalty for the dealership.

  • Protect Customer Investments: Help customers avoid owing thousands after a total loss
  • Enhance F&I Performance: Offer a valuable product that increases per-vehicle revenue.
  • Simplify the Sale: Easy to explain, easy to add, and critical for today’s customers.
  • Improve CSI Scores: Happier customers mean stronger satisfaction ratings and dealership reputation.
  • Drive Long-Term Loyalty: Financial protection creates trust — and trust drives repeat business.
  • Appeal to More Buyers: Flexible terms and broad eligibility make GAP a strong fit for almost any deal.

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