Products

AutoGuard® EWT

OVERVIEW

Protect Customers from Unexpected Lease-End Charges.

Simple protection that builds satisfaction, streamlines lease returns, and drives customer loyalty.

AutoGuard® Excess Wear & Tear (EWT) helps protect against common lease-end charges for interior and exterior damage. It’s designed to reduce surprise out-of-pocket costs at turn-in, making the end of a lease smoother and less stressful for drivers.

COVERAGE HIGHLIGHTS

Coverage for Common Causes of Excess Wear & Tear

Exterior Damage

Cosmetic damage like dings and minor dents, scratched and chipped paint.

Tires & Wheels

Worn tires, wheels, and wheel covers, and the most common culprit: low tread.

Auto Glass & Lenses

Chips, cracks, and other damage to windshields, mirrors, lamps, signals and fog lights.

Interior Damage

Cuts, rips, cracks, burns, staining and spotting to interior carpet, trim, and upholstery.

Missing Parts

Keys, remotes, manuals, and other parts not returned with the vehicle.

Excess Mileage

Charges for every mile that exceeds the allowance set by the terms of the lease.

PROGRAM BENEFITS

Provides Peace of Mind at Turn-In Time

Covers approved excess wear and tear charges up to $7,500 at lease-end.

Bridges the gap between normal wear & tear and physical damage covered by insurance.

Open term coverage options to fit different leasing needs and customer budgets.

Simplified claims make lease returns easier, faster, and more customer-friendly.

Fast, straightforward claims designed to reduce hassle for both customers and dealership staff.

Happier customers mean stronger CSI scores and a better chance of repeat business.

Simplify Lease Returns. Strengthen Loyalty.

AutoGuard® Excess Wear & Tear helps ease the lease-end process by covering common types of interior and exterior wear that standard auto insurance does not. Designed to reduce out-of-pocket expenses at vehicle turn-in, it supports a smoother experience for both drivers and dealers.

  • Increase Lease Renewals: Smoother lease-end experiences mean happier customers and more future sales.
  • Boost F&I Conversions: Add valuable coverage during lease signing to increase acceptance rates and enhance the customer experience.
  • Simplify Lease-End for Everyone: Streamlined returns reduce disputes and delays, while helping customers avoid unexpected charges at turn-in.
  • Enhance Customer Satisfaction: Better experiences drive stronger CSI scores and loyalty.
  • Minimize Lease-End Conflicts: Clear coverage reduces misunderstandings and frustrations.
  • Build Long-Term Customer Trust: Customers protected today are more likely to return tomorrow.

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