Exterior Damage
Cosmetic damage like dings and minor dents, scratched and chipped paint.


Products
OVERVIEW
Simple protection that builds satisfaction, streamlines lease returns, and drives customer loyalty.
AutoGuard® Excess Wear & Tear (EWT) helps protect against common lease-end charges for interior and exterior damage. It’s designed to reduce surprise out-of-pocket costs at turn-in, making the end of a lease smoother and less stressful for drivers.
COVERAGE HIGHLIGHTS
Coverage for Common Causes of Excess Wear & Tear
Exterior Damage
Cosmetic damage like dings and minor dents, scratched and chipped paint.
Tires & Wheels
Worn tires, wheels, and wheel covers, and the most common culprit: low tread.
Auto Glass & Lenses
Chips, cracks, and other damage to windshields, mirrors, lamps, signals and fog lights.
Interior Damage
Cuts, rips, cracks, burns, staining and spotting to interior carpet, trim, and upholstery.
Missing Parts
Keys, remotes, manuals, and other parts not returned with the vehicle.
Excess Mileage
Charges for every mile that exceeds the allowance set by the terms of the lease.
PROGRAM BENEFITS
Provides Peace of Mind at Turn-In Time
Covers approved excess wear and tear charges up to $7,500 at lease-end.
Bridges the gap between normal wear & tear and physical damage covered by insurance.
Open term coverage options to fit different leasing needs and customer budgets.
Simplified claims make lease returns easier, faster, and more customer-friendly.
Fast, straightforward claims designed to reduce hassle for both customers and dealership staff.
Happier customers mean stronger CSI scores and a better chance of repeat business.

Simplify Lease Returns. Strengthen Loyalty.
AutoGuard® Excess Wear & Tear helps ease the lease-end process by covering common types of interior and exterior wear that standard auto insurance does not. Designed to reduce out-of-pocket expenses at vehicle turn-in, it supports a smoother experience for both drivers and dealers.
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